Money Fight #2 - I say, "Where did that money go that was in my purse?"
He says, "Keep track of your purchases so we can make a good budget."
I really don't buy many large purchases, but my tiny purchases (garage sales, thrift stores, the dollar store, sonic, McDonald's, etc.) add up quick and are the hardest to keep track of. My husband does a great job of monitoring my debit card purchases using Mint.com. For cash purchases, the Dave Ramsey's envelope system is superb at helping you stick to your budget and keep spending under control.
Basically when you keep a good record of what you spend your money on, you are able to make a good working budget. A budget is just you telling your money where you want it to go. If you don't make a plan and keep good records, your wallet will start playing the old "disappearing money" trick on you, too.
This is just one of the basic money management concepts that Dave Ramsey teaches on his radio program, numerous best-selling books, podcasts, seminars, and in his Financial Peace Seminars. If you are struggling financially and your marriage is struggling as a result, stop everything you are doing right now and go to DaveRamsey.com. He is one of my favorite radio personalities of all times because he is a genious with money, practical and to the point, God-fearing, and entertaining.
Dave Ramsey even has a super storybook series for kids called Life Lessons with Junior. This set of books can drastically change your child's future. Put them in the budget for next month. Buy it through my link on Amazon
What money lessons do you wish you had learned before college or marriage?